Finance – Autozone


* £0 Deposit Finance Available
at Autozone

Autozone has an array of finance packages that can help you fund the vehicle that you are looking for in a way that suits your individual financial situation. Our team will explain the finance agreements available to yourself in order to help tailor a finance agreement to suit your individual needs. Once you decide on the finance agreement that suits you best then the team will arrange this for you immediately. We will make your car purchase as hassle-free as possible for you by handling all the paperwork in a speedy process. You can even drive your new car away on the same day.

Please feel free to use our online finance calculator on any of our vehicles to tailor a finance agreement to suit your needs.

We work with various lenders including Santander with whom we are delighted to be part of only 1 in 5 dealers within the UK that qualify to be a dealer partner associated with them.


***Free Finance Check Available via our website***


Applying for finance through our website could not be any easier and more importantly it will cost you nothing to use. Follow these simple steps below:


1. Choose a car from our current stock

2. Tailor your quote from the finance calculator linked to the car

3. Click the “Apply For Finance” option and complete the online application form


You will then be notified very promptly by the Funder of their decision on your application.


Benefits of Financing Your
Car Through Autozone

  • Competitive rates
  • Deposits as low as 0%
  • Finance terms up to 60 months
  • Secure onsite application
  • Decision in minutes
  • Finance agreements tailored to your individual needs
  • Flexibility in the finance agreements to suit your needs
  • Autozone is authorised and regulated by the Financial Conduct Authority
  • No credit arrangement fees
  • No early redemption fees


Finance Packages Available
at Autozone

Personal Contract Purchase

Ideal for: People who want lower monthly repayments and prefer to change cars on a regular basis.

Personal Contract Purchase, or PCP, is a variation of a Hire Purchase agreement. The key difference is that the value of the car at the end of the contract is calculated at the start of the agreement and this value is deferred. This deferred sum is usually referred to as the Guaranteed Minimum Future Value (GMFV) and is based on a number of factors including how old the car will be at the end of the agreement and how many miles it is expected to have covered. The future value of the car is guaranteed by the lender so will not fluctuate. Deferring the GMFV to the end of the agreement in this way means that your regular monthly payments are lower than those on a comparable HP agreement over the same term.

A PCP agreement also gives you the flexibility to decide whether you would like to own the car outright at the end of the agreement by paying the deferred value (GMFV), or returning the car to the lender and entering into a new car finance agreement.

  • Lower monthly payments than Hire Purchase for a comparable car and term.
  • A low deposit at the start of the agreement.
  • Unless you opt out, your agreement will be regulated which means you have certain legal rights and protections.
  • Flexibility at the end of the agreement on what you would like to do with the car.
  • Fixed monthly payments throughout the term of the agreement.

Hire Purchase

Ideal for: People looking for a straightforward finance agreement with the option to own the car. These contracts are simple, quick to arrange and available in most car dealerships.

Hire Purchase is an agreement that gives you the option to own the car at the end of the agreement. These are normally fixed cost, meaning that the APR (Annual Percentage Rate) is set before the contract begins. The loan period is also fixed – typically three to five years – and the finance agreement is secured against the car being bought, which means that lenders can be flexible in the terms and conditions they offer.

You are the ‘registered keeper’ of the car and responsible for insuring and maintaining it, but the finance company remains the legal owner until the amount you borrowed has been fully repaid.

A Conditional Sale agreement is the same as Hire Purchase, except that you will automatically own the car once the finance has been repaid in full.

  • Quick and easy to arrange in the showroom.
  • Credit agreements are regulated, which means you will have rights and protections under law.
  • A low deposit at the start of the agreement.
  • Choice of payment terms of between 12 and 60 months (1-5 years).
  • Repayments fixed at the same amount throughout the agreement.



Dear Customer,

Please read the following document in addition to your pre-contract information.  You should consider the information given in all documentation before signing your finance agreement.




Who Are We?

KJ Trading Company Ltd trading as Autozone, NI032022. Our registered address is 2 Somerset Road, Coleraine, County Londonderry, Northern Ireland, BT51 3LL.

What can we do to help finance your purchase?

We are authorised and regulated by the Financial Conduct Authority for credit brokerage. Our FCA FRN registration number is 660241.  We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges. We do not charge a fee for our services. Whichever lender we introduce you to, we will typically receive a commission from them (either a fixed fee or a fixed percentage of the amount you borrow).  The lenders we work with could pay commission at different rates.  However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. You can request, in writing, the likely commission of any payment we receive from any of our lenders.

Can we give independent financial advice?

No, we are not independent financial advisors and are unable to give you independent financial advice. We may give you options available to you to suit your personal circumstances.

What can you do if you wish to complain about our services?

If you wish to make a complaint, please contact us in the first instance by writing to us at Customer Services Department, Autozone, 2 Somerset Road, Coleraine, County Londonderry, BT51 3LL or by telephone us on 02870 353333.

You may have the right to refer any unresolved complaint to the Financial Ombudsman Service at Exchange Tower, Harbour Exchange Square, Isle of Dogs, London, E14 9SR.